Natalie (Luthi) Chiaramonte

Natalie (Luthi) Chiaramonte
Senior Vice President & Senior Underwriter


Natalie joined Sovereign as a Research Analyst and quickly transitioned into underwriting with responsibility for a number of Sovereign’s client relationships.  With fourteen years of underwriting experience, she was promoted to Senior Vice President in 2015.

In addition to continuing to underwrite for a number of Sovereign’s key clients, Natalie assists Sovereign’s President in all aspects of the company's management which includes reinsurance strategies and procurement, strategic planning and forecasting, client and broker relationships, and the formulation and implementation of underwriting strategies.

Prior to joining Sovereign, Natalie worked at the Bank of Bermuda (now HSBC) in Bermuda, Luxembourg, and New York where she managed top client relationships for the Global Fund Services Division. Natalie has a BA in History from Brown University in Rhode Island, USA and speaks French.